Believe on His Name

Helaman 14:13 "And if ye believe on his name ye will repent of all your sins, that thereby ye may have a remission of them through his merits."

When we repent, it doesn't "even the score" with Jesus for what He has done for us.
We are not able to pay the debt for His "unspeakable gift."
Repentance is evidence that we believe on His name.
As we demonstrate belief in Him through daily repentance, our sins are remitted.